Finance
Agribuy has partnered with Lindsay Finance to offer you outstanding flexible finance to suit your needs. Founded in 2004 Lindsay Finance provide specialist funding for all types of businesses across the UK and is based in Nottingham, England.
Stuart Lindsay, M.D. has worked in the finance industry all his working life dealing with every type of loan possible from small student overdrafts to large corporate transactions. Stuart started his career with a farming bank in the market town of Turriff, Aberdeenshire and worked for a period in the branch at the local mart in Thainstone, Inverurie. In 1991 Stuart proceeded to specialise in asset finance, operating primarily in the construction sector while working for some of the best lenders in the industry. Since the company’s inception in 2004 Lindsay Finance has gone from strength to strength growing into one of the leading financial companies in the United Kingdom with over £120 million funded to businesses across the UK to date. From asset finance through to commercial mortgages Lindsay Finance are here to support you with any financial business requirements that you have, now or in the future.
All finance is subject to status and income and is offered in association with our finance partner Lindsay Finance Limited. Reg No 4991452. Registered Office: Cawley House, 149-155 Canal Street, Nottingham NG1 7HR. Lindsay Finance is acting as a credit broker and not a lender, authorised and regulated by the Financial Conduct Authority, registration number 548906. Applicants must be 18 or over, terms & conditions apply, guarantees and indemnities may be required.
Terminology
| Term | Explanation |
|---|---|
| Standard Option | Simple monthly payments on the profile shown |
| Annual Standard Option | Simple annual payments on the profile shown |
| Standard with VAT Deferral | Simple monthly payments but don’t pay the VAT for 1,2 or 3 months |
| Cash Flow Friendly | Simple monthly payments with a balloon payment at the end of the deal |
| Super Cash Flow Friendly | Simple monthly payments with both a VAT Deferral for 1,2 or 3 months and a balloon payment at the end of the deal |
| Hire Purchase | An instalment credit agreement. Once all repayments and fees are repaid the asset becomes your property. |
| Balloon Payment | A final instalment to repay the balance outstanding on a credit agreement. Generally this tends to be much larger than a regular instalment. |
| Refinance | Free up the equity in your assets and put cash back in your pocket by refinancing your equipment / assets |
| Excellent Credit | No missed credit payments, no CCJs / defaults, homeowner, consistent on electoral role |
| Good Credit | Occasional missed credit payments, no CCJs / defaults, homeowner /long-term tenant, consistent on electoral role |
| Average Credit | Occasional missed credit payments, old defaults / CCJs, regular credit applications, frequent address changes, inconsistent electoral role history |
| Poor Credit | Recent missed credit payments, old defaults / CCJs, frequent credit applications, frequent address changes, inconsistent electoral role history, high level of debt when compared with income |
| Bad Credit | Recent missed and late credit payments, recent defaults / CCJs, frequent address changes, no presence on electoral role |
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